SBA Loans
Funding Product
Amount
Access
Rates
Terms
Starting
SBA 7(a) Loan
The most common SBA loan program. Ideal for working capital, equipment, real estate, and business acquisitions. Government-backed for lower rates.
$50k – $5M
30 – 90 Days
Prime + 2.25%to Prime + 4.75%
Up to 25 Years
SBA 504 Loan
Best for purchasing major fixed assets like commercial real estate or large equipment. Requires 10% down, offers below-market fixed rates.
$125k – $5M
45 – 90 Days
Fixed Below MarketTied to 5/10-yr Treasury
10 – 25 Years
SBA Microloan
Designed for startups and small businesses needing smaller amounts. Great for inventory, supplies, equipment, or working capital needs.
$500 – $50k
30 – 60 Days
8% – 13%
Up to 6 Years
Disclaimer: We may receive compensation from lenders if you fund through our links. We do not allow this to affect our recommendations. Actual funding amounts and rates vary and are not guaranteed. Approval depends on personal and/or business creditworthiness and lender criteria. SBA loans are subject to SBA eligibility requirements.